Business Access Account

Enjoy convenient access to your funds.

Designed for all your business needs.

The Business Access Account is a transaction and cheque account that is designed to make banking for your business quick and easy.

It helps you manage your day-to-day business banking needs and allows you to take complete control.

Our Visa Debit Card allows you the opportunity to access your own money in Australia and overseas in many ways.

A Business Overdraft is also available to approved applicants.

Backed by our reputation for first class customer service, the Business Access Account is everything you need in a business bank account.

Email Us Business Bankers Switch to Auswide

With an Auswide Bank Business Access Account, you can enjoy:

  • Support, whenever you need it, from a Business Banker who is interested in helping you grow your business
  • A low monthly account fee which is totally waived until further notice
  • On-call access to cleared funds
  • Interest calculated on daily balances and paid monthly
  • Manage & access funds online with Internet, Mobile & Phone Banking; in branch, by cheque or Australia-wide by Visa Debit Card.
  • Deposit to your account by electronic transfer or in branch
  • Business Overdraft available to approved applicants
  • Up to one free transaction statement per month
  • A range of other Business Banking products and Business Support Services
  • This account is protected by the Australian Government deposit guarantee. Up to $250,000 of deposits in 'protected accounts' held by an entity with Auswide Bank are covered under the Financial Claims Scheme.

Account Fees

Normally $10 a month, we’ve waived this fee until further notice.

Other Fees and Charges

Other fees & charges apply. Please review our Business Access Account Fees & Charges for full details.

Interest Rates

Business Accounts Interest Rate Schedule »

Looking to earn high interest? Lock in a great rate on your savings with one of our Term Deposits.


Open a new Auswide Bank account for a business/organisation.

Step 1 - Complete and sign a New Client form for each individual Signatory or Authority to Access. (This form is not required if you are already a Signatory/Authority to Access on an existing Auswide Bank account).

Step 2 - Complete a Business Client form. The Business Client form needs to be signed by each director or authorised officer of the business/organisation. (This form is not required if the business/organisation has an existing Auswide Bank account).

Step 3 - Provide Auswide Bank with evidence of the identity of each Signatory/Authority to Access (as required by the Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) Act 2006). (Identification is not required if you are a Signatory/Authority to Access on an existing Auswide Bank account and you have previously provided identification).

Your identity can be verified by you providing your relevant identity documents in person at any Auswide Bank branch. If you are sending your application by mail and you are unable to visit one of our branches, you will be required to lodge at your nearest Australia Post outlet, an Australia Post - Identity Verification Form along with your original and current identification documents as detailed on this form.

Step 4 - In addition to Signatories/Authorities to Access providing their own identification businesses/organisations are required to provide documentation as outlined on the Identification Requirements under the Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) Act 2006.

Step 5 - Complete an Account Application form and have it signed by each individual Signatory or Authority to Access and return along with a cheque/money order for the minimum opening balance or a completed and signed Direct Debit Request (DDR) form (in which case we will debit the amount from another financial institution account).

Step 6 - Once complete please return forms to your nearest Auswide Bank branch; or post to: Reply Paid 1063, Bundaberg QLD 4670; or alternatively, fax through to (07) 4152 3499.

Please allow 3 working days from receipt by Auswide Bank for processing.

Note: Auswide Bank will also require an ASIC Company Search to be performed prior to opening company accounts. A fee will apply for this service and will be debited to the new account.

Close my existing account at another financial institution

Normally you would contact the financial institution direct and ask them to close your account. However we can attempt to do this on your behalf.

Complete and sign an Authority to Close Account form. All signatories on the account at the other financial institution should sign.

Once complete please return form to your nearest Auswide Bank branch; or post to: Reply Paid 1063, Bundaberg QLD 4670; or alternatively, fax through to (07) 4152 3499.

Please allow 3 working days from receipt by Auswide Bank for processing.

Upon receipt from you, we will deliver the form to the other financial institution on your behalf.

This information is a summary of features & benefits only - full details are available in the relevant terms and conditions.