Christmas Saver

It’s never too early to start thinking about next Christmas!

‘Tis the season to be worry free!

Christmas is a wonderful time of the year but the extra costs of presents, celebrations and travel can sometimes take you by surprise. Our Christmas Saver is specifically designed to help you save for the festive season.

Enjoy no account fees, great interest and peace of mind knowing you will be covered this Christmas.

Email Us Branches Switch to Auswide

As a Christmas Saver, you can enjoy:

  • No monthly account fees
  • Competitive interest rates
  • Easy deposits via Internet, Mobile or Telephone Banking transfers, cheque or direct credit
  • Easy withdrawals from 1 December – 31 January each year via any Auswide Bank Branch, Internet, Mobile, Telephone Banking transfers or direct credit.
  • Unlimited BPAY® during the withdrawal period
  • Up to one free transaction statement per month
  • Unlimited sub accounts to help you better organise your money (e.g. “gift account”, “holiday account”)
  • Unlimited access to our dedicated customer service team and online service centre
  • This account is protected by the Australian Government deposit guarantee. Up to $250,000 of deposits in 'protected accounts' held by an entity with Auswide Bank are covered under the Financial Claims Scheme.

Account Fees

Enjoy no account fees on your Christmas Saver account.

Other Fees and Charges

Other fees & charges apply. Please review our Personal Banking Fees and Charges for full details.

Interest Rates

Interest is calculated daily and is paid on the whole balance on 30 November each year.

Withdrawals are not available between February 1 and November 30. Should you require access to funds during this period the account will be closed and a lower rate of interest will be paid. The lower interest rate may be set at 0%. The current rate of interest rate paid on account closure during this period can be obtained by contacting us.

Please review our Personal Accounts Interest Rate Schedule »


Open a new Auswide Bank account for personal use.

Step 1 - Complete and sign a New Client form for each individual Signatory or Authority to Access. (This form is not required if you are already a Signatory/Authority to Access on an existing Auswide Bank account).

Step 2 - Provide Auswide Bank with evidence of the identity of each Signatory/Authority to Access (as required by the Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) Act 2006). (Identification is not required if you are a Signatory/Authority to Access on an existing Auswide Bank account and you have previously provided identification).

Your identity can be verified by you providing your relevant identity documents in person at any Auswide Bank branch. If you are sending your application by mail and you are unable to visit one of our branches, you will be required to lodge at your nearest Australia Post outlet, an Australia Post - Identity Verification Form along with your original and current identification documents as detailed on this form.

Step 3 - Complete an Account Application form and have it signed by each individual Signatory or Authority to Access and return along with a cheque/money order for the minimum opening balance or a completed and signed Direct Debit Request (DDR) form (in which case we will debit the amount from another financial institution account).

Step 4 - Once complete please return forms to your nearest Auswide Bank branch; or post to: Reply Paid 1063, Bundaberg QLD 4670; or alternatively, fax through to (07) 4152 3499.

Please allow 3 working days from receipt by Auswide Bank for processing.

Close my existing account at another financial institution

Normally you would contact the financial institution direct and ask them to close your account. However we can attempt to do this on your behalf.

Complete and sign an Authority to Close Account form. All signatories on the account at the other financial institution should sign.

Once complete please return form to your nearest Auswide Bank branch; or post to: Reply Paid 1063, Bundaberg QLD 4670; or alternatively, fax through to (07) 4152 3499.

Please allow 3 working days from receipt by Auswide Bank for processing.

Upon receipt from you, we will deliver the form to the other financial institution on your behalf.

This account is available for personal use only - businesses, companies, body corporate, superannuation funds, family trusts, clubs and non-profit organisations are not eligible.

® Registered to BPAY Pty Ltd (ABN 69 079 137 518)