Everyday Choice Account

Our Everyday Choice Account is specifically designed to help you take control of your finances with unlimited branch withdrawals, unlimited transfers via Internet, Mobile or Telephone banking and the added bonus of being able to avoid paying the monthly account fee.

Find out how you can save on bank fees today!

Never pay monthly account fees again!

Our Everyday Choice Account is ideal for those who like to take complete control of their finances and enjoy the freedom of fee free limits on most withdrawals.

By keeping your balance over $1000 at all times you can totally avoid paying monthly account fees.

Our Visa Debit Card allows you the opportunity to access your own money in Australia and overseas in many ways.

It couldn’t be easier to take control with the Everyday Choice Account.

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Not sure which one is right for you? Compare our everyday accounts

Features of the Everyday Choice account:

  • Enjoy unlimited, totally free transactions at any of our branches
  • The ability to avoid the monthly account fees by maintaining your balance over $1000
  • Unlimited free withdrawals at any of our branches
  • Unlimited phone, internet and mobile banking transfers & payments
  • 6 free 'Auswide Bank' or 'Westpac Group' (‘Westpac’, ‘St George’, ‘Bank of Melbourne’ or ‘Bank of SA’) branded ATM withdrawals per month
  • 4 free EFTPOS withdrawals using Auswide Bank Visa Debit Card per month
  • Access to overseas ATMs, overseas EFTPOS and online purchases using Auswide Bank Visa Debit Card
  • Totally free BPAY®
  • Unlimited access to our dedicated customer service team and online service centre
  • Up to one free transaction statement per month
  • Unlimited sub accounts to help you better organise your money
  • The added benefit of Auswide Bank’s Autosweep service that saves you the embarrassment and cost of ‘bouncing’ cheques or electronic payments by ‘sweeping’ funds from one Auswide Bank account to another
  • This account is protected by the Australian Government deposit guarantee. Up to $250,000 of deposits in 'protected accounts' held by an entity with Auswide Bank are covered under the Financial Claims Scheme.

Account Fees

To avoid the $5 monthly account fee, simply keep your balance over $1000 at all times:

Most transactions have fee free limits. If you'd like to avoid transaction fees altogether consider our Everyday Access Account.

Other Fees and Charges

Other fees & charges apply. Please review our Personal Banking Fees and Charges for full details.

Interest Rates

Please review our Personal Accounts Interest Rate Schedule »

Looking to earn even higher interest? Lock in a great rate on your savings with one of our Term Deposits.


Open a new Auswide Bank account for personal use.

Step 1 - Complete and sign a New Client form for each individual Signatory or Authority to Access. (This form is not required if you are already a Signatory/Authority to Access on an existing Auswide Bank account).

Step 2 - Provide Auswide Bank with evidence of the identity of each Signatory/Authority to Access (as required by the Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) Act 2006). (Identification is not required if you are a Signatory/Authority to Access on an existing Auswide Bank account and you have previously provided identification).

Your identity can be verified by you providing your relevant identity documents in person at any Auswide Bank branch. If you are sending your application by mail and you are unable to visit one of our branches, you will be required to lodge at your nearest Australia Post outlet, an Australia Post - Identity Verification Form along with your original and current identification documents as detailed on this form.

Step 3 - Complete an Account Application form and have it signed by each individual Signatory or Authority to Access and return along with a cheque/money order for the minimum opening balance or a completed and signed Direct Debit Request (DDR) form (in which case we will debit the amount from another financial institution account).

Step 4 - Once complete please return forms to your nearest Auswide Bank branch; or post to: Reply Paid 1063, Bundaberg QLD 4670; or alternatively, fax through to (07) 4152 3499.

Please allow 3 working days from receipt by Auswide Bank for processing.

Close my existing account at another financial institution

Normally you would contact the financial institution direct and ask them to close your account. However we can attempt to do this on your behalf.

Complete and sign an Authority to Close Account form. All signatories on the account at the other financial institution should sign.

Once complete please return form to your nearest Auswide Bank branch; or post to: Reply Paid 1063, Bundaberg QLD 4670; or alternatively, fax through to (07) 4152 3499.

Please allow 3 working days from receipt by Auswide Bank for processing.

Upon receipt from you, we will deliver the form to the other financial institution on your behalf.

This account is available for personal use only - businesses, companies, body corporate, superannuation funds, family trusts, clubs and non-profit organisations are not eligible.

For the purpose of Auswide Bank ATM fee charging, 'Auswide Bank' branded ATMs are classified as ATMs displaying the 'Auswide Bank' logo and 'Westpac Group' branded ATMs are classified as ATMs displaying the 'Westpac', ‘St George’, ‘Bank of Melbourne’ or ‘Bank of SA’ logo.

® Registered to BPAY Pty Ltd (ABN 69 079 137 518)