Boat Loans

Head out on the water with a boat loan from Auswide Bank.

Yes it's time to launch your own boat!

From a runabout to a cruiser or from a jet-ski to a ski-boat, Auswide Bank can help you, your mates or family get on the water.

We can arrange quick finance for a range of new or used boats* whether you’re purchasing from a private seller or a dealer.

If you just need a new outboard motor or boat trailer, we can help with a loan for that that too!

You don't need to be a homeowner to apply.

Plus, as long as you have the ability to be able to make the repayments, you may also be able to include the cost of boat accessories and registration of the boat in your loan.

Personal Loans Calculators Enquire Now Apply Now

With an Auswide Bank Boat Loan, you can enjoy:

  • Competitive fixed or variable interest rates
  • Low establishment and monthly account fee
  • Convenient monthly repayments
  • The ability to pay off your loan sooner with additional repayments
  • Free monthly account statements
  • Internet, Mobile and Phone Banking convenience
  • The ability to secure your loan with a Guarantee
  • The option to insure against not being able to make your loan repayments due to injury or illness

Compare Boat Loans

Loan Type Secured/Partially Secured Boat Loan Unsecured Boat Loan
Loan Amount $5,000 - $75,000 $3,000 - $50,000
Terms Available Up to 7 years Up to 5 years
Interest Rate Type Fixed or Variable Fixed or Variable
Example of acceptable Security Runabout, Cruiser, Ski-Boat, Jetski, Sailboat, Cash. Guarantee can be provided (eg. Parents) Guarantee can be provided (eg. Parents)
Repayment Frequency Monthly Monthly
Additional Repayments
Free monthly account statements
Internet & Mobile Banking

Loan Fees

Fees and Charges

Please review our Personal Loan Fees & Charges for full details.

Interest Rates

Please review our Personal Loan Interest Rate Schedule »

Boat Loan Application

Auswide Bank gives you great options for applying for or enquiring about our Boat Loans. If you are unable to visit one of our branches why not complete an enquiry form or apply now!


This information is a summary of features & benefits only. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application.

To be eligible for a Personal Loan, applicants must be 18 or over, a permanent Australian resident & earning a regular income or wage.

Prior to entering into a credit contract with us you should read our Credit Guide.

* boats used for loan security must meet all the conditions for registration