Home Renovation or Improvement

Make it happen with a personal loan from Auswide Bank.


Looking to do some major home renovations or perhaps just give your home some much needed TLC?

With specially discounted interest rates, an Auswide Bank home renovation or home improvement personal loan can help to turn your house into a home!

You could also use the equity in your home and apply for an Auswide Bank home loan.

Home renovations or improvements generally add value to a property and include projects such as:

  • Building an extension on your house
  • Kitchen or bathroom renovation
  • Building a deck or a patio
  • Constructing a carport or new driveway
  • Purchasing and installing an in-ground pool
  • Replacing or repainting the roof of house or shed
  • Professional repainting of your house
  • Professional landscaping, fencing and irrigation
  • Replacing your floor coverings
  • Installing air conditioning
  • Eco friendly home improvements such as solar panels and systems, rainwater storage tanks, greywater treatment system, roof insulation, solar hot water system, LED lighting and eco lighting.

Personal Loans Calculators Enquire Now Apply Now


  • Specially discounted fixed or variable interest rates
  • Low establishment and monthly account fee
  • Convenient monthly repayments
  • The ability to pay off your loan sooner with additional repayments
  • Free monthly account statements
  • Internet, Mobile and Phone Banking convenience
  • The ability to secure your loan with a Guarantee
  • The option to insure against not being able to make your loan repayments due to injury or illness

Compare Personal Loans

Loan Type Secured/Partially Secured Personal Loan Home Renovation Loan
Loan Amount $5,000 - $75,000 $3,000 - $50,000
Terms Available Up to 7 years Up to 5 years
Interest Rate Type Fixed or Variable Fixed or Variable
Example of acceptable Security Car, Boats, Cash. Guarantee can be provided (eg. Parents) Guarantee can be provided
(eg. Parents)
Repayment Frequency Monthly Monthly
Additional Repayments
Free monthly account statements
Personal Loan Cover Insurance Helps you meet your personal loan repayments if you are unable to work due to injury or illness
Internet & Mobile Banking

Loan Fees

Fees and Charges

Please review our Personal Loan Fees & Charges for full details.

Interest Rates

Please review our Personal Loan Interest Rate Schedule »

Home Renovation Loan Application

Auswide Bank gives you great options for applying for or enquiring about our Home Renovation and Home Improvement Loans. If you are unable to visit one of our branches why not complete an enquiry form or apply now!

Apply Now

Please print the PDF Personal Loan Application form and complete all sections of the application to the best of your ability. Some information required includes:

  • Full names, addresses and contact details of all applicants
  • Occupation/Employer details
  • Gross monthly income from all sources
  • Asset Details (List of what you own, such as property, motor vehicles, shares, furniture, superannuation, and their values)
  • Existing Loans (Home Loans, Personal Loans, Leasing Contracts, Hire Purchase)
  • Credit Card Limits and Current Balances
  • A quote for the renovation/improvement
  • We will also require your consent to complete a credit check on each applicant (and guarantor, if relevant) with a recognised credit reporting agency.

To submit your application, please print out your completed Personal Loan Application, sign and return to Auswide Bank via one of the following methods:

  • Scan and email to: cc@auswidebank.com.au
  • Free Post to (no stamp required):
    Auswide Bank Personal Loans
    Reply Paid 1063
    Bundaberg Qld 4670
  • Fax to: (07) 4152 3299

Our helpful Customer Service Consultants will be happy to follow up with any further information required when we review your application.

What Happens Next?

After receipt of your Loan Application we will assess your application and contact you.

This will allow us to obtain any further information that may be required for approval and discuss the particulars of your application (including details of applicable fees and charges).

If the application and other requirements meet our lending criteria – you will be made an offer which contains the full terms and conditions of the proposed loan.

If you accept this offer, we will advance the loan funds in order for you to complete your renovation.

Enquire Online if you would like more information on our requirements or the loans process.

This information is a summary of features & benefits only. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application.

To be eligible for a Personal Loan, applicants must be 18 or over, a permanent Australian resident & earning a regular income or wage.

Applicants will be required to provide evidence of home ownership and evidence of loan purpose. A limit applies to the amount of funds we will disburse directly to a borrower – please ask us for details.

Prior to entering into a credit contract with us you should read our Credit Guide.