Personal Loans

Make it happen with a personal loan from Auswide Bank.

Turn dreams into reality.

An Auswide Bank Personal Loan could help you finance home renovations, a new boat, a holiday, a wedding, a motor home, caravan or trailer – or any other worthwhile purpose.

If you're looking to purchase a new or used vehicle, consider an Auswide Bank car loan or motorcycle loan.

With competitive interest rates, and secured and unsecured options available, an Auswide Bank Personal Loan can help to turn your dream into a reality!

As long as you can make the repayments, you do not need to be a home owner to apply.

Enquire Online Personal Loans Calculators Pre-Approval Request Apply Now

With an Auswide Bank Personal Loan, you can enjoy:

  • Competitive fixed or variable interest rates
  • Low establishment and monthly account fee
  • Convenient monthly repayments
  • The ability to pay off your loan sooner with additional repayments
  • Free monthly account statements
  • Internet, Mobile and Phone Banking convenience
  • The ability to secure your loan with a Guarantee
  • The option to insure against not being able to make your loan repayments due to injury or illness

Compare Personal Loans

Loan Type Other Security/Partially Secured Personal Loan Unsecured Personal Loan
Loan Amount $5,000 - $75,000 $3,000 - $50,000
Terms Available Up to 7 years Up to 5 years
Interest Rate Type Fixed or Variable Fixed or Variable
Example of acceptable Security Boats, Cash. Guarantee can be provided (eg. Parents) Guarantee can be provided (eg. Parents)
Repayment Frequency Monthly Monthly
Additional Repayments
Free monthly account statements
Personal Loan Cover Insurance Helps you meet your personal loan repayments if you are unable to work due to injury or illness
Internet & Mobile Banking

Loan Fees

Fees and Charges

Please review our Personal Loan Fees & Charges for full details.

Interest Rates

Please review our Personal Loan Interest Rate Schedule »


Personal Loan Application

Auswide Bank gives you great options for applying for or enquiring about our Personal Loans. If you are unable to visit one of our branches why not complete a pre-approval request or apply now!

Apply Now

Please print the PDF Personal Loan Application form and complete all sections of the application to the best of your ability. Some information required includes:

  • Full names, addresses and contact details of all applicants
  • Occupation/Employer details
  • Gross monthly income from all sources
  • Asset Details (List of what you own, such as property, motor vehicles, shares, furniture, superannuation, and their values)
  • Existing Loans (Home Loans, Personal Loans, Leasing Contracts, Hire Purchase)
  • Credit Card Limits and Current Balances
  • Details of the property you are offering as security for the loan (if applicable)
  • We will also require your consent to complete a credit check on each applicant (and guarantor, if relevant) with a recognised credit reporting agency.

To submit your application, please print out your completed Personal Loan Application, sign and return to Auswide Bank via one of the following methods:

  • Scan and email to: cc@auswidebank.com.au
  • Free Post to (no stamp required):
    Auswide Bank Personal Loans
    Reply Paid 1063
    Bundaberg Qld 4670
  • Fax to: (07) 4152 3299

Our helpful Customer Service Consultants will be happy to follow up with any further information required when we review your application.

What Happens Next?

After receipt of your Loan Application we will assess your application and contact you.

This will allow us to obtain any further information that may be required for approval and discuss the particulars of your application (including details of applicable fees and charges).

If the application and other requirements meet our lending criteria – you will be made an offer which contains the full terms and conditions of the proposed loan.

If you accept this offer, we will advance the loan funds in order for you to complete your purchase.

Enquire Online if you would like more information on our requirements or the loans process.

This information is a summary of features & benefits only. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application.

To be eligible for a Personal Loan, applicants must be 18 or over, a permanent Australian resident & earning a regular income or wage.

Prior to entering into a credit contract with us you should read our Credit Guide.