Personal Loans

Make it happen with a personal loan from Auswide Bank.

Turn dreams into reality.

An Auswide Bank Personal Loan could help you finance home renovations, a new boat, a holiday, a wedding, a motor home, caravan or trailer – or any other worthwhile purpose.

If you're looking to purchase a new or used vehicle, consider an Auswide Bank car loan or motorcycle loan.

With competitive interest rates, and secured and unsecured options available, an Auswide Bank Personal Loan can help to turn your dream into a reality!

As long as you can make the repayments, you do not need to be a home owner to apply.

Personal Loans Calculators Enquire Now Apply Now

With an Auswide Bank Personal Loan, you can enjoy:

  • Competitive fixed or variable interest rates
  • Low establishment and monthly account fee
  • Convenient monthly repayments
  • The ability to pay off your loan sooner with additional repayments
  • Free monthly account statements
  • Internet, Mobile and Phone Banking convenience
  • The ability to secure your loan with a Guarantee
  • The option to insure against not being able to make your loan repayments due to injury or illness

Compare Personal Loans

Loan Type Other Security/Partially Secured Personal Loan Unsecured Personal Loan
Loan Amount $5,000 - $75,000 $3,000 - $50,000
Terms Available Up to 7 years Up to 5 years
Interest Rate Type Fixed or Variable Fixed or Variable
Example of acceptable Security Boats, Cash. Guarantee can be provided (eg. Parents) Guarantee can be provided (eg. Parents)
Repayment Frequency Monthly Monthly
Additional Repayments
Free monthly account statements
Internet & Mobile Banking

Loan Fees

Fees and Charges

Please review our Personal Loan Fees & Charges for full details.

Interest Rates

Please review our Personal Loan Interest Rate Schedule »


Personal Loan Application

Auswide Bank gives you great options for applying for or enquiring about our Personal Loans. If you are unable to visit one of our branches why not complete an enquiry form or apply now!

This information is a summary of features & benefits only. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application.

To be eligible for a Personal Loan, applicants must be 18 or over, a permanent Australian resident & earning a regular income or wage.

Prior to entering into a credit contract with us you should read our Credit Guide.