|Introductory Rate for Balance Transfers||Pay 0% p.a. interest for 12 months on balances transferred from other credit cards5 (reverts to cash advance rate)|
|Low Ongoing Rate||Ongoing savings with a low variable interest rate - only 12.99% p.a. View Credit Card Interest Rates for details|
|Discounted Annual Fee||$49 annual fee for life6 – usually $75|
|Generous Credit Limits||Receive an initial limit of $2,000 to $15,0009. You may request a credit limit increase or be offered one during your relationship depending on individual circumstances|
|Worldwide Acceptance||Pay for purchases in Australia and overseas. Access up to $1000 cash at ATM's across the globe and throughout Australia (including Auswide Bank ATM's) and up to $500 per day from Australia Post outlets.|
|Up to 55 days interest free on retail purchases7||A generous interest free period allows you to spread your everyday expenses.|
|$1000 daily limit on cash advance||Access any cash anytime, anywhere using ATM's in Australia and overseas and up to $500 per day from Australia Post outlets.|
|Mastercard PayPass||Easily make everyday purchases up to $100 without having to swipe your card. Find out more about Mastercard PayPass.|
|Receive up to four supplementary Cards||Up to four free supplementary cards all cards on the one monthly statement.|
|Mastercard Privileges||Indulge in a broad range of local and global experiences across dining, travel, retail and entertainment. Available to all Mastercard cardholders. Find out more about Mastercard Privileges.|
|Complimentary Purchase Cover Insurance4||If items are lost, stolen or damaged anywhere in the world within 90 days of purchase on your Platinum Rewards Mastercard or Low Rate Mastercard, they may be repaired, replaced, rebuilt or reinstated, free of charge if you make a claim within 21 days.|
|Guaranteed Pricing Scheme4||Guaranteed Pricing Scheme enables you to receive a refund of the price difference when you purchase in-store and then see the same product advertised at a lower price in a catalogue from a store within 25kms of the store from where the covered products were purchased, you can claim the difference within 60 days if the price difference is greater than $75, up to $500 and the product hasn't been purchased online.|
|Emergency Card Replacement||In most cases your lost or stolen Mastercard can be replaced within 48 hours.|
|Mastercard Zero Liability||Protects you from fraud & unauthorised transactions made in stores, over the telephone or on the internet. Find out more about Mastercard Zero Liability.|
|Fraudshield||If we detect irregular transactions on your account we will advise you immediately.|
|Credit Card Internet and Telephone Banking||Manage your credit card online 24 x 7|
Currently only $49 annual fee for the life of the card6 - normally $75.
For full details of fees & charges, please review our Credit Card Rate & Fee Guide.
|Introductory Balance Transfer Rate||Pay 0% p.a. interest for 12 months on balances transferred from other credit cards5 (reverts to cash advance rate)|
|Retail (Purchases) and Cash (Cash Advances) Annual Percentage Rates||Please review our Credit Card Rate & Fee Guide.|
Fees and charges apply. Terms and conditions apply and are available upon request. Card Services’ credit criteria applies. Current Card Services Credit Cardholders, or those whose credit is provided or administered by Card Services are not eligible to apply for this introductory offer. Offer ends 31/7/2017, offer may be extended.
4. Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No. 245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available at https://www.cardservicesdirect.com.au/cardservices/useful_forms.htm.
5. The 0% p.a. promotional interest rate applies to balances transferred with this offer at point of application, for a period of 12 months once the balance transfer is processed. At the end of the promotional period, any outstanding transferred balances will revert to the variable Annual Percentage Rate for cash advances, currently 21.74% p.a. Your total balance transfers with this offer may not exceed 80% of your credit limit.
6. For the Low Rate Mastercard, you will be charged a discounted Annual Primary Cardholder Fee of $49 for the life of the account.
7. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
9. Actual Credit Limit will be assigned based on Card Services’ credit criteria, subject to confirmation that you meet minimum income requirements ($35,000 per year for Platinum, $25,000 per year for Low Rate), and your credit rating.
© 2017 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098, which provides and administers credit on behalf of Auswide Bank Ltd. ABN 40 087 652 060, AFSL No. 239686, Australian credit licence 239686.