Boat Insurance

We can provide quick insurance quotes for most runabouts, cruisers or yachts.

Protection on and off the water.

Auswide Bank can arrange insurance to suit your needs as a boatie. With access to 700 service centres and offices throughout the country, you know you’ll be covered in the case of an emergency.

Our Boat (Pleasure Craft) Insurance is offered through Club Marine, Australia’s largest insurance agency specialising in boats & pleasure craft, and underwritten by Allianz. Ask us for a quote now.

Estimate Request Email us

With Club Marine Boat Insurance arranged by Auswide Bank, you can enjoy:

  • A simple online estimate or you can easily talk to us direct
  • Flexible payment options including 'pay-by-the-month' via direct debit (with no additional policy fee^)
  • Easy claims service

Boat Insurance includes*:

  • Cover for accidental loss, damage, fire or theft to boat, motor and/or trailer
  • Overheating – cover for motors caused by external blocking of the cooling system
  • Agreed value option available subject to underwriting criteria
  • $10,000,000 third party cover – for your legal liability (higher sum insured available subject to underwriting criteria)
  • Bodily injury of the named insured
  • Equipment and accessories – cover for fishing gear, water ski equipment, diving equipment and tools¹
  • Personal effects cover including prescription glasses¹
  • Emergency Land Transit for trailer boats¹
  • Salvage charges paid in addition to sum insured of your boat¹
  • Lay up discounts of up to 60%~ while your boat is laid up (for trailer boats only). Cover for towing to a dealer for repairs or servicing is applicable during lay up.
Special cover options
  • Water skiers liability
  • Racing risk option for sailing craft
Club Marine Assist 24 hours a day, 7 days a week – access for help, advice, assistance, directions and service by calling 1300 00 Club (2582)
Club Marine Magazine An optional subscription to Australia's most widely read marine lifestyle magazine

* This information is a summary of features & benefits only - full details of the actual cover, limits, exclusions and excesses are available in the relevant Product Disclosure Statement. We do not provide advice about this product based on any consideration of your personal objectives, financial situation or needs. To decide if it is right for you please carefully read the relevant Product Disclosure Statement.

Insurance is issued by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. In arranging this insurance Auswide Bank Ltd (Auswide Bank) ABN 40 087 652 060 AFSL 239686 acts as an agent for of Club Marine Limited (Club Marine) ABN 12 007 588 347 AFSL 236916 - not as your agent. Club Marine issues and manages pleasure craft insurance as an agent of the insurer Allianz. If you buy Allianz products, Auswide Bank may be paid commission. To help you make an informed decision about whether to acquire an Allianz insurance product through Auswide Bank you should read our Auswide Bank Financial Services Guide.

~ From time to time, promotional or other discounts may be available for customers. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice.

¹ Sub limits apply to some items. Please refer to the relevant Product Disclosure Statement.

^ Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. If debiting from a non-Auswide Bank account - the other bank may charge fees.