Protects your property against a wide range of events such as fire, storm and theft and also includes benefits such as cover for fraudulent use of lost or stolen credit cards, fusion cover for household electrical motors and legal liability cover up to a maximum amount of $20 million.
Protects your property against all the events covered under our Classic Home Insurance policy as well as any accidental loss or damage unless we state otherwise in the policy. Also provides a number of additional features and benefits and some higher policy limits.
Protect the contents (items not considered fixtures) of your home or unit against a range of events. For a complete list, see our comparison table.
Provides additional benefits to Classic Home Contents Insurance including accidental loss or damage to your home contents.
Personal Effects Cover can be taken in conjunction with Contents Cover under either Classic or Prestige Home Insurance and provides accidental loss or damage cover for those possessions you regularly take with you when leave the house. Your items are covered anywhere in Australia and for up to 35 days anywhere else in the world in any one period of insurance.
This information is a summary of features & benefits only - full details of the actual cover, limits, exclusions and excesses are available in the relevant Product Disclosure Statement. We do not provide advice about this product based on any consideration of your personal objectives, financial situation or needs. To decide if it is right for you please carefully read the relevant Product Disclosure Statement.
Insurance is issued by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. In arranging this insurance Auswide Bank Ltd (Auswide Bank) ABN 40 087 652 060 AFSL 239686 acts as an agent for Allianz and not as your agent. If you buy Allianz products, Auswide Bank may be paid commission. To help you make an informed decision about whether to acquire an Allianz insurance product through Auswide Bank you should read our Auswide Bank Financial Services Guide.
From time to time, promotional or other discounts may be available for customers. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice. Discounts may not be applied to any flood component of the premium (if applicable).
^ Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. If debiting from a non-Auswide Bank account - the other bank may charge fees.
+ To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for a reduced No Claim Bonus.
* Some discounts are not available when you purchase online. Find out more about our Insurance Discounts.