The New Year signals a fresh start and boundless possibility. It's a time when we are hopeful and excited about the year ahead and it also offers a chance to re-assess your goals, especially the financial ones.

By planning your 2017 money goals, you'll be on your way to a financially healthier future.

Not sure what you'd like to achieve in the New Year? We've got a few ideas to get you started.

Develop a budget. And stick to it.

Do you know how much you're really spending? A great place to start is by tracking your spending for a week or so. You can either take notes yourself or download one of the many apps that help you track where your money is going.

Once you've figured out how you're spending your money, see which areas you might be spending too much, or areas you can cut down. Then put together a budget - make sure it is a realistic one that you can meet comfortably. Auswide Bank has a handy Budget Planner Calculator that is a quick and easy way to plan your budget.

A handy way to get on top of your finances is setting up automatic payments for your bills or into your savings accounts. It means you can simply 'set and forget, ensuring you don't get behind in bills. Try the Regular Savings Plan Calculator.

Pay off some of your debts.

Getting on top of debts is a common financial resolution. Some people choose to prioritise debts by interest rate and then pay off those with the highest interest rates first.

Review your accounts.

Have you recently reviewed your accounts? Could you potentially be earning more interest and being charged unnecessary fees? Talk to us today to complete an account review to ensure you have the most suitable accounts for your needs.

Our Customer Service Consultants are here to help so why not pop into your local branch or contact our Customer Contact Centre on 1300 138 831 to discuss your options.