Office Pack – Business Insurance

Covers designed to suit office based businesses.

Let Auswide Bank introduce you to Allianz who can protect you and your business from the unexpected!

Allianz Office Pack offers a broad range of protection for office based businesses.

You can choose from 12 cover types in the Policy to protect your Business operations and assets.

Examples of businesses who should consider an Allianz Office Pack include:

  • Accountants
  • Advertising Services
  • Architects
  • Secretarial Services
  • Dentists
  • Doctors
  • Physiotherapists
  • Solicitors

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With an Allianz Office Pack, we offer protection for the following:

  • Material Damage: cover for accidental damage to your business premises, contents held there – such as your business documents and equipment – and stock kept at the premises from unexpected events like a storm, fire or vandalism.
  • Theft: cover that can help protect your business from financial loss in the event of theft of property insured from your business premises from a break in or hold up. This can include your stock, damage to your office caused during theft, and replacement of locks.
  • Money: covers the replacement of money if stolen from your business premises during business hours or outside business hours, while locked in a safe or strongroom, in transit or in custody at a private residence.
  • Glass: covers the cost of the repair or replacement of glass accidentally broken at your business premises, such as windows, mirrors, partitions or skylights.
  • Machinery Breakdown: covers damage to insured machinery caused by breakdown.
  • Electronic Equipment: covers the cost of repair or replacement of electronic equipment in your office, such as servers, computers and hard drives, in case of breakdown.
  • Liability: cover if you become legally liable to pay compensation for injury or property damage to a third party, during the course of your work, as well as cover for reasonable legal defence costs.
  • Business Interruption: covers your lost revenue if your business has to close as a result of unforeseen defined events, like storm or fire.
  • General Property: covers the cost of repair or replacement due to accidental damage to property insured used by you or your employees, or theft subject to conditions.
  • Management Liability: covers you or your directors, officers or employees in the event of claims being made by third parties for alleged wrongful acts. 4 separate cover options are available - Directors and Officers Liability, Employment Practices Liability, Crime, Tax Audit.
  • Professional Indemnity: protection for your business and any insured persons against civil liability for damages arising from the provision or failure to provide Professional Services.
  • Commercial Motor: Comprehensive Commercial Motor Insurance can help protect your vehicle in the event of accidental damage or theft, and covers third party damage caused by your vehicle. You also have the options of only covering your vehicles against fire and theft or third party property damage.

This information is a summary of features & benefits only - full details of the actual cover, limits, exclusions and excesses are available in the relevant Product Disclosure Statement. We do not provide advice about this product based on any consideration of your personal objectives, financial situation or needs. To decide if it is right for you please carefully read the relevant Product Disclosure Statement.

Insurance is issued by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. Auswide Bank Ltd (Auswide Bank) ABN 40 087 652 060 AFSL 239686 refers you to Allianz for this insurance, and does not issue or arrange this insurance, and acts as an agent for Allianz and not as your agent. If you buy Allianz products, Auswide Bank may be paid commission which is a percentage of the premium. To help you make an informed decision about whether to acquire an Allianz insurance product through Auswide Bank please ask us for more information at the time of referral.