Basic Home Loan | New owner occupied and investment home loans

In this fast paced world we now live in, life can get a bit messy and complicated. Your home loan doesn’t need to be complicated as well.

Our Basic Home Loan is a simple, easy to manage, ‘no fuss’ home loan for those wanting to build or buy a new home to live in.

Interest Rate

Our Basic Home Loan comes competitively priced, so you can spend less time keeping track of how your loan is performing and more time enjoying life.

2.74%p.a.

Variable Rate

2.76%

Comparison Rate^

Big difference features:

‘No Fuss’ Loan with Variable Rate

No Monthly or Ongoing Fees

Borrow up to 90% of Purchase Price / Valuation

Make Extra Repayments

Advance Loan Payment Holiday when you’re ahead

What can I use the loan for?

Buying your first home with FHLDS^~

Buying your next home

Building your new home

Refinancing to Auswide Bank

Loan calculator

Our loan calculators can help you plan for your home loan to purchase your dream home!

Home Loan Repayments Calculator

Enquire today, and begin the process.

Prefer to talk to us? There is always a real person to talk to on 1300 138 831

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DISCLAIMER

Auswide Bank Ltd ABN 40 087 652 060. Australian Credit Licence 239686 is the credit issuer. Approval is subject to meeting our credit assessment criteria. Terms, conditions, fees and charges apply. Prior to entering into a credit contract with us you should read our Credit Guide. The ‘Basic Home Loan’ is not available for loans to fund investment property, loans with an LVR over 90% (excepting FHLDS), 'interest only' loans, loan 'pre-approvals' (excepting FHLDS) or for loans to overseas residents. ~Auswide Bank is a panel lender for the First Home Loan Deposit Scheme (FHLDS). Eligibility criteria applies. Once the Scheme allocation for non-major panel lenders has been utilised (or taken up), standard lending approval criteria, including the need for LMI where appropriate, will apply. ^Comparison Rate is based on secured loan of $150,000 or more over 25 years. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates.