SCAM ALERT: News of the merger between Auswide Bank and MyState Bank can attract scammers. There is a possibility you could receive emails, texts or phone calls from fraudsters about the merger and asking you to verify account information. To avoid becoming a victim of a scam, it’s important to stay vigilant and to keep an eye out for information about the merger and scam awareness via our official channels.
If you bank mostly online or by card, the Instant Access Account gives you the freedom to bank anytime, anywhere in Australia. There's no monthly fee and unlimited free online transactions.
Product Features
Our Everyday Access Account is perfect for those who like the freedom of unlimited transactions and withdrawals and enjoy banking face-to-face at our branches.
Product Features
Enjoy the flexibility of an everyday account with a the interest of a savings account. There’s no fixed-term contracts and if you maintain a balance of $5,000 or more, we’ll even waive the account service fee.
Product Features
Everyday Pension Account
If you hold a Centrelink Pension Card, then this is the account for you.
- No monthly account service fee
- Competitive interest that is calculated on daily balances and paid monthly
Not sure which account is right for you?
| Everyday Access Account | Instant Access Account | Cash Management Account | Everyday Pension Account | |
| Overview | Unlimited free Auswide Bank transactions for a flat monthly fee | Unlimited free online and card transactions | Earn more interest when you maintain a higher minimum balance | For pensioners |
| Interest Paid | No Interest | No Interest | Higher interest on larger balances | Interest in calculated on the daily opening balance at the tiered rate of interest |
| Monthly Account Fee | $5* | nil | nil or $5 ($5 monthly fee applies when balance falls below $5,000) |
nil |
| Unique Eligibility Criteria | personal use only | personal use only | personal & business use | Centrelink Pensioner |
| Visa Debit Card (to access ATM's, EFTPOS, Bank@Post, Online and Overseas purchases) | ✓ | ✓ | ✓ | ✓ |
| Branch Access | ✓ | ✓~ | ✓ | ✓ |
| Counter Cheques | n/a | n/a | n/a | n/a |
| Cheque Book | n/a | n/a | n/a | n/a |
| Mobile/Internet Banking | ✓ | ✓ | ✓ | ✓ |
| BPAY® to pay bills | ✓ | ✓ | ✓ | ✓ |
| Direct Credits (wages, pension, rent, dividends etc) | ✓ | ✓ | ✓ | ✓ |
| Direct Debits (to other financial institutions and organisations) | ✓ | ✓ | ✓ | ✓ |
| Electronic Periodical Payments (to other Auswide accounts) | ✓ | ✓ | ✓ | ✓ |
| Auto-Sweep Facility | ✓ | ✓ | ✓ | ✓ |
| Sub-Accounts (eg S1.1,S1.2 etc) | ✓ | ✓ | ✓ | ✓ |
| Account Label (eg "holiday" account, "car" account etc) | ✓ | ✓ | ✓ | ✓ |
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