Instant Access Account

It's super easy to switch your everyday banking to Auswide Bank. Ask us how.

The account for instant access.

An Instant Access Account gives you the freedom to bank anytime, anywhere in Australia.

There's no monthly fee and unlimited free online transactions.

Internet Banking and our free Mobile App make managing your money easy, while our Visa Debit Card means you can access cash at thousands of ATM's and Australia Post branches across the country.

Not sure which one is right for you? Compare our everyday accounts

With an Instant Access Account, you can enjoy:

  • No monthly account fees
  • Free internet and mobile banking including BPAY®
  • Near real-time payments with PayID and Osko
  • Using your linked Visa Debit card to:
    • make unlimited free Visa paywave and EFTPOS transactions including Apple Pay and Google Pay
    • withdraw cash at most Australian ATM's without paying a fee
    • withdraw cash and deposit cash/cheques across Australia at Bank@Post outlets without paying a fee
  • Access to free eStatements
  • Access to Auswide Bank branches (fees apply)

The Instant Access Account rewards customers who conduct their banking mostly online or by card.

There is no monthly fee and most transactions are free.

Fees apply to branch transactions and paper statements.

If you'd prefer to deal with a branch for your banking please consider our Everyday Access Account.

For more information on fees & charges applicable to this account, refer to the Guide to Personal Bank Account Fees & Charges.

Interest Rates

No interest is paid on this transaction account.

Looking to earn interest on your savings? Why not consider opening an Online Saver or a Term Deposit.

Open an Auswide Bank account today

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Close my existing account at another financial institution

Normally you would contact the financial institution direct and ask them to close your account. However we can attempt to do this on your behalf.

Complete and sign an Authority to Close Account form. All signatories on the account at the other financial institution should sign.

Once complete please return form to your nearest Auswide Bank branch; or post to: Reply Paid 1063, Bundaberg QLD 4670; or alternatively, fax through to (07) 4152 3499.

Please allow 3 working days from receipt by Auswide Bank for processing.

Upon receipt from you, we will deliver the form to the other financial institution on your behalf.

This account is available for personal use only - businesses, companies, body corporate, superannuation funds, family trusts, clubs and non-profit organisations are not eligible.

'Auswide Bank' branded ATMs are classified as ATMs displaying the 'Auswide Bank' logo.

Bank@Post and its associated device marks are trademarks (registered or otherwise) of the Australian Postal Corporation ABN 28 864 970 579 - all rights reserved. Limits apply on withdrawals. Some postal postal outlets do not have an electronic link to the Bank@Post network. Bank@Post is only available on selected accounts. Cheque deposits will only be accepted if they are made payable in the name of the cardholder; to Auswide Bank for the credit of the cardholder to "Auswide Bank" or to "Cash". Cheques made payable to third parties or joint accountholders will not be accepted.

To decide if a product is appropriate for you, please carefully read the relevant product terms & conditions or disclosure statement. A target market determination can be obtained here.

® Registered to BPAY Pty Ltd (ABN 69 079 137 518)