Home loans don't need to be complicated. Our award-winning Basic Home Loan is a flexible, 'no fuss' home loan with a competitive variable rate.
A variable rate loan jam packed with features including an optional 100% offset account, redraw facility~ and extra payments so you can pay off your loan sooner.
The Home Guarantee Scheme (HGS) is an Australian Government initiative to support eligible home buyers to purchase a home sooner.
The HGS includes three types of Guarantees that you may be eligible for:
Work out how much you can borrow and what your repayments might be with our easy online calculators.
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Switch your existing home loan To switch or review your current home loan contact your Auswide Bank lending consultant, call us on 1300 138 831 or click enquire now and a lending consultant will contact you directly. |
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Top-up your existing home loan Topping up your home loan can be made simple by contacting your Auswide Bank lending consultant, calling us on 1300 138 831 or submitting an enquiry and one of our lending consultants will contact you directly. |
Whether it's face-to-face or over-the-phone our lending consultant can provide professional personalised advice and will help you through the process quickly and easily.
We’re here to help.
~Redraw is subject to Auswide Bank's discretion – limits may apply.
+A break cost may apply if the fixed loan is paid out in full or any change made to the loan structure within the fixed term.
* Full details of the Freedom Package are available in the Freedom Package Schedule of Benefits and Freedom Package Terms & Conditions. As per the Freedom Package terms and conditions, some benefits will not be applied to your products unless you advise us that you're a Freedom Package customer. Freedom Package benefits not available on Bridging Loans.
This information is a summary of features & benefits only. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application. Loans are only available to approved applicants offering security in approved property in Australia. Prior to entering into a credit contract with us you should read our Credit Guide.
Auswide Bank is a panel lender for the Home Guarantee Scheme (HGS). Eligibility criteria apply. Once the Scheme places for non-major panel lenders has been utilised (or taken up) for each financial year, standard lending approval criteria, including the need for LMI where appropriate, will apply.
